Subsidiaries

SMBC Finance Service Co., Ltd.
5 -27, Mita 3-chome, Minato-ku, Tokyo, 108-6307
Phone:03-5444-1500
Accounts payable settlement services, factoring, trustee business operations

Cedyna Servicer, Inc.
1-30, Kamimaezu 2-chome, Naka-ku, Nagoya City 460-0013
Phone: 052-324-3111
Credit collection, etc.

Cedyna Auto Lease Co., Ltd.
8-12, Sakae 2-chome, Naka-ku, Nagoya City 460-0008
Phone: 052-212-1071
Automobile lease, car retrieval business, etc.

Cedyna Total Service Co., Ltd.
1-30, Kamimaezu 2-chome, Naka-ku, Nagoya City 460-0013
Phone: 052-324-3411
Business process outsourcing, etc.