History – QUOQ
| April 1978 | The General Finance Company of West Japan Ltd. was established with 200,000,000yen in capital, and started shopping credit business. |
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| October 1980 | Shopping credit business was transferred from the General Finance Company of Osaka Ltd. |
| June 1981 | Moved the head quarter to 3-11, Itachibori 1-chome, Nishi-ku, Osaka City. |
| April 1984 | Renamed the General Finance co., Ltd. Moved the head quarter to 2-13, Minamihorie 1-chome, Nishi-ku, Osaka Ciry. |
| September 1989 | Issued the first mortgage notes. |
| August 1990 | Increased the capital to 630,000,000yen |
| February 1992 | Issued the second mortgage notes. |
| January 1994 | Registered to the ministry as a credit business vender. |
| August 1996 | Issued foreign currency denominated straight corporate bonds. |
| April 1997 | Launched the third online system. |
| January 1999 | Collected funds by liquidation of automobile loan receivables. (It was through issuing of ABS in euro, and was the first case in Japan.) |
| October 1999 | Merged with the General Finance Company of Tokyo Ltd. and renamed QUOQ, Inc. (registered capital 1,000,000,000yen). |
| October 1999 | Awarded Principal Member License (issuer’s status) from MasterCard International Inc. |
| June 2000 | Collected funds by liquidation of shopping credit receivables. (It was through issuing of ABS by a master trust structure, and was the first case in Japan.) |
| August 2000 | Launched QUOQ Card. |
| June 2001 | Collected funds by liquidation of shopping credit receivables. (It was through issuing of ABS for domestic investors, and was the first case in Japan.) |
| April 2002 | Launched QUOQ Net Information Service, which enables shopping credit affiliate members to check “reviewed results” and “payment statement” on the web site. |
| March 2004 | Launched the collection outsourcing service on the Internet (“Collect QUOQ Man WEB Service”). |
| August 2004 | Redesigned QUOQ Card. |
| March 2005 | Released a basic policy on protection and handling of personal information (Privacy Policy) and put it up on the web site. |
| October 2005 | Established “Basic Policy on Credit Business (Credit Policy)” in order to enhance social responsibility and our will to protect consumers, and made it public by putting up on the web site. |
| October 2006 | Moved the head quarter to 5-27, Mita 3-chome, Minato-ku, Tokyo. |
| January 2007 | Awarded the Privacy Mark in recognition of efforts to protect personal data. |
| April 2007 | Signed the comprehensive capital and business alliance agreement on consumer finance business with Sumitomo Mitsui Financial Group, Inc., Sumitomo Mitsui Banking Corporation, Mitsui & Co., and Central Finance Co., Ltd. |
| May 2007 | Signed the contract with Central Finance Co., Ltd. on the subscription for stock by third-party allotment of shares. |
| June 2007 | Adopted “Executive Officer System” in order to strengthen the corporate governance, such as to accelerate decision making process and clarify responsibilities. |
| July 2007 | Issued capital increase by third-party allotment of shares underwritten by Central Finance Co., Ltd. |
| July 2007 | Launched a new “QUOQ Card” which allowed card holders to pay off in full the month after the next, and “QUOQ Card Minimo” which enabled card holders to choose a monthly repayment ratio from three choices. |
| February 2008 | Split the loan guarantee related business and transferred to an affiliated company of Sumitomo Mitsui Banking Corporation group. |
| February 2008 | Reached a basic agreement with Sumitomo Mitsui Financial Group Inc., Sumitomo Mitsui Banking Corporation, Central Finance Co., Ltd. and OMC Card Inc., on the merger of Central Finance Co., Ltd. and OMC Card Inc., and QUOQ Inc. |
